What we do
Every service your business needs. One team behind all of it.
From keeping your books clean to getting your website found on Google, we handle it directly or connect you with a vetted partner. No vendor patchwork. One place to start.
Services
Core Business & Financial Services
Accounting & Bookkeeping
Clean, current financial records so you always know where your money stands. We handle the categorization, reconciliation, and monthly reporting — no more chasing receipts or guessing your margins.
Who this is for
Established businesses with regular revenue that need accurate books without managing the process themselves. Especially valuable once you are past the side-hustle stage and need a real picture of profitability.
What you get
- Monthly transaction categorization and bank reconciliation
- Monthly P&L and balance sheet delivered to you
- Dedicated advisor with a standing monthly check-in
- Year-end books ready for tax preparation
Tax Preparation & Filing
Individual and business tax returns prepared by a real advisor who knows your numbers, not just software running your inputs. We review for deductions, file on time, and stand behind the return.
Who this is for
Small business owners, self-employed individuals, and anyone with business income, rental properties, or a situation more complex than a W-2. Most valuable when you want someone accountable for the outcome.
What you get
- Business or individual return preparation
- Deduction review and optimization
- E-file with IRS confirmation
- Quarterly estimated tax guidance
- Audit support if needed
Payroll Services
Employee pay, payroll taxes, and contractor 1099s handled on time, every time. No scrambling on payday or penalty notices in the mail.
Who this is for
Business owners with W-2 employees or regular contractors who want payroll off their plate. Also a good fit if you have had late filings or received penalty notices in the past.
What you get
- Bi-weekly or semi-monthly payroll runs
- Federal and state payroll tax filing
- Contractor 1099 preparation
- Direct deposit setup and ongoing support
- Year-end W-2 preparation
Business Formation Services
Get your LLC or corporation set up correctly from day one. We handle the state filing, EIN, and foundational paperwork so you can focus on the business, not the bureaucracy.
Who this is for
Anyone starting a new business who wants to skip the paperwork and get it done right. Ideal if you want an LLC or corporation set up without reading a state filing guide.
What you get
- State LLC or corporation filing
- EIN (federal tax ID) registration
- Operating agreement drafting
- Registered agent setup (first year)
- Business bank account guidance
Registered Agent Services
Every LLC and corporation needs a registered agent to receive legal notices and state correspondence. We handle that so you stay compliant and nothing slips through.
Who this is for
Any LLC or corporation that needs a compliant registered agent — required in every state. Useful if you work remotely, travel frequently, or just want your legal mail handled professionally.
What you get
- Receipt and forwarding of legal and state documents
- Annual report reminders and compliance alerts
- Secure document storage
- Consistent in-state address for your public record
Partner Services
Payment, Banking & Financing
These services are delivered through vetted partners and affiliates. Thumb Financial coordinates the connection and stays in your corner through the process.
Credit Card Processing
Partner ServiceAccept credit and debit cards in person, online, or over the phone. We connect you with processing partners that offer competitive rates and integrate with your existing tools.
Who this is for
Businesses accepting card payments — retail, services, ecommerce, or field-based. Especially useful if you are paying above-market rates or want to streamline your payment setup.
What you get
- POS system recommendations and setup guidance
- Online and in-person payment integration
- Competitive processing rate review
- Support for invoicing and mobile payments
Business Financing
Partner ServiceWhen you need capital to grow, buy equipment, or smooth out cash flow, we connect you with financing options through trusted lending partners — not a random application form.
Who this is for
Business owners looking for loans, lines of credit, or merchant cash advances. Most useful when a bank has said no or you want someone in your corner to find the right product.
What you get
- Financing needs assessment
- Connection to vetted lenders and programs
- Application guidance and documentation support
- Access to SBA loan options, lines of credit, and MCAs
Business Banking Solutions
Partner ServiceA business bank account is not optional. We connect you with business banking partners that offer the features small businesses actually need, without the red tape of big banks.
Who this is for
New businesses that need a business account, and established businesses looking for better rates, lower fees, or a bank that actually serves small businesses.
What you get
- Business checking and savings account options
- Business credit card recommendations
- High-yield and fee-free account access through partners
- Setup guidance and account opening support
Services
Digital & Marketing Services
Website Design & Maintenance
A clean, professional website that looks good on every screen and actually shows up in search results. We build it, host it, and keep it running so you are not on your own when something breaks.
Who this is for
Businesses without a website, with an outdated one, or with a site that is embarrassing to hand out. Also right for any business that wants web maintenance off their plate.
What you get
- Custom website design and build
- Mobile-responsive layout
- Secure hosting and SSL certificate
- Monthly maintenance and updates
Search Engine Optimization (SEO)
Get found on Google without paying for every click. We handle on-page optimization, local search setup, and the technical work that makes search engines trust your site.
Who this is for
Local businesses and service providers who want to rank when their customers search. Most valuable for businesses in competitive local markets or those getting no organic traffic.
What you get
- On-page SEO optimization (titles, descriptions, structure)
- Google Business Profile setup and optimization
- Local citation building
- Monthly keyword and ranking reports
Domain Registration & Web Hosting
Your domain name and hosting handled in one place. We register your domain, set up professional email, and keep everything live and secure.
Who this is for
Any business needing a domain, professional email, or reliable hosting. Particularly useful for businesses setting up their digital presence for the first time.
What you get
- Domain name registration and management
- Professional email setup (you@yourbusiness.com)
- Reliable web hosting with uptime monitoring
- SSL certificate included
Marketing & Lead Generation Tools
Capture leads from your website and turn them into paying customers. We set up the forms, funnels, and follow-up sequences that keep your pipeline moving without manual effort.
Who this is for
Businesses ready to grow that are not capturing leads from their website or losing prospects who never hear from them again.
What you get
- Lead capture forms and landing pages
- Email follow-up sequence setup
- CRM integration and contact management
- Monthly performance reporting
Social Media & Online Visibility Services
Consistent presence on the platforms where your customers are. We create the content, post on a schedule, and track what is working — so social does not fall off your plate when you get busy.
Who this is for
Service businesses and local businesses that need regular social content but do not have time to write posts every week. Best fit when you have a real business to show and just need the visibility.
What you get
- Content creation (2 posts per week)
- Platform management (Facebook, Instagram, or Google)
- Profile optimization and branding
- Monthly engagement and reach reporting
Partner Services
Credit & Financial Improvement
These services are delivered through specialized partner firms. Thumb Financial coordinates the referral and can help you understand your options.
Credit Repair Services
Partner ServiceInaccurate items, old collections, or a thin credit file can affect your ability to get loans, financing, or even a business lease. We connect you with reputable credit repair services to address it.
Who this is for
Business owners whose personal or business credit is limiting their access to financing, better rates, or vendor terms. Also useful for anyone who has been denied credit and is not sure why.
What you get
- Credit report review and audit
- Dispute filing with the credit bureaus
- Progress tracking and monthly updates
- DIY credit repair software access (for self-service option)
Debt Management & Credit Solutions
Partner ServiceHigh-interest debt can quietly drain a business. We connect you with debt management specialists who can consolidate, negotiate, or create a structured plan to get it under control.
Who this is for
Business owners carrying high-interest credit card debt, merchant cash advances, or multiple loans that are affecting cash flow. Also for anyone looking to simplify their debt obligations.
What you get
- Debt assessment and options review
- Connection to debt consolidation specialists
- Creditor negotiation support
- Structured repayment planning guidance
Services
Business Tools & Automation
These tools are offered in partnership with software providers. Thumb Financial helps you select, implement, and get value from the right tools for your business.
AI Chatbots & Customer Support Tools
Partner ServiceAnswer common customer questions around the clock without adding staff. We help you set up an AI assistant on your website that handles FAQs, captures leads, and routes complex questions to you.
Who this is for
Businesses with repetitive customer inquiries that eat up time. Especially useful for service businesses, contractors, and anyone who gets a lot of the same questions before a consultation.
What you get
- AI chatbot selection and setup
- Custom training on your services and FAQs
- Website integration
- Lead capture and handoff configuration
Customer Support Systems
Partner ServiceAs your business grows, email alone is not enough to keep customer requests organized. We help you implement live chat, a knowledge base, or a simple ticketing system that keeps things from falling through the cracks.
Who this is for
Growing businesses with more customer inquiries than they can manage informally. Also useful for any business that wants documented, trackable support interactions.
What you get
- Live chat tool setup and configuration
- Knowledge base or FAQ page build-out
- Support ticket system implementation
- Staff training and workflow setup
Review Management & CRM-type Tools
Partner ServiceOnline reviews drive decisions. We help you build a system that consistently asks for reviews, monitors what people are saying, and keeps your customer contacts organized.
Who this is for
Service businesses that rely on word of mouth and online reputation — contractors, healthcare practices, restaurants, professional services. Also right for anyone who has lost track of past customers.
What you get
- Automated review request setup
- Review monitoring across Google, Yelp, and Facebook
- Response management and alerts
- Basic CRM for contact tracking and follow-up
Partner Services
Additional Partner & Affiliate Services
All services in this category are delivered through vetted third-party partners. Thumb Financial facilitates the connection and can help you choose the right option for your situation.
Compliance Services
Partner ServicePrivacy policies, cookie consent, GDPR compliance, ADA accessibility, and business license compliance — the legal fine print that protects your business and your customers.
Who this is for
Any business with a website that collects customer data, or that operates in regulated industries. Also right for businesses in states with specific consumer privacy laws.
What you get
- Website compliance audit
- Privacy policy and terms of service generation
- Cookie consent tool implementation
- ADA accessibility review and recommendations
Newsletter & Email Marketing Platforms
Partner ServiceBuild and maintain an email list that keeps your business top of mind. We connect you with the right platform and help you get set up so your emails actually reach the inbox.
Who this is for
Businesses that want to stay in front of existing customers, promote services seasonally, or build an audience over time. Great for service businesses, local shops, and any business with a repeat-customer model.
What you get
- Email platform selection and setup
- List import and subscriber management
- Template design and branding
- Deliverability and compliance configuration
Payment Flexibility Tools
Partner ServiceGive your customers the option to pay over time. Installment plans and buy-now-pay-later tools can increase conversions and help you close larger contracts without friction.
Who this is for
Service businesses offering higher-ticket services or packages. Also useful for any business where customers hesitate because of the upfront cost.
What you get
- BNPL integration options review
- Installment plan setup and configuration
- Payment link tools for remote invoicing
- Customer-facing checkout flow setup
Consulting & Strategic Business Support
Partner ServiceSometimes you need a sounding board with real financial context. We connect you with consulting and strategic advisory partners for the bigger questions: growth plans, exit strategy, business model shifts.
Who this is for
Business owners at a crossroads, planning a significant change, or looking for outside perspective on a decision. Most valuable when your financial advisor needs to bring in a business strategist.
What you get
- Strategic business advisory sessions
- Business plan review and development
- Financial projection and modeling support
- Growth strategy and market positioning guidance
Start here
Not sure where to start?
Tell us about your business and what you are trying to get off your plate. We will walk you through the services that make sense for your situation and give you a clear number before anything is signed.